# Gomining Payments

> GoMining payment infrastructure — methods for purchasing crypto and miners. Covers card payments, on-ramp, Open Banking (PSD2) in EU, SEPA/SEPA Instant protocols, MNPL (Mine Now Pay Later) 0% APR installment plans, KYC/compliance levels, and restricted territories.

- **Type:** Skill
- **Install:** `agentstack add skill-gomining-ai-gomining-agent-skills-gomining-payments`
- **Verified:** Yes — security-reviewed for prompt injection and unsafe behavior
- **Seller:** [gomining-ai](https://agentstack.voostack.com/s/gomining-ai)
- **Installs:** 0
- **Category:** [Finance & Payments](https://agentstack.voostack.com/c/finance-and-payments)
- **Latest version:** 0.1.0
- **License:** Apache-2.0
- **Upstream author:** [gomining-ai](https://github.com/gomining-ai)
- **Source:** https://github.com/gomining-ai/gomining-agent-skills/tree/main/skills/gomining-payments
- **Website:** https://gomining.com/ai

## Install

```sh
agentstack add skill-gomining-ai-gomining-agent-skills-gomining-payments
```

Requires the [AgentStack CLI](https://agentstack.voostack.com/docs/cli). Works with Claude Code, Cursor, and any MCP-compatible agent.

## About

# GoMining Payments

## Overview

GoMining provides multiple payment methods for purchasing cryptocurrency and Digital Miners. Payment options include card payments, on-ramp services, Open Banking (PSD2), and installment plans (MNPL). All transactions are subject to KYC/compliance requirements.

---

## Payment Methods

| Method | Assets | Currency | Commission | Chargebacks |
|--------|--------|----------|-----------|------------|
| **Card payment** | GMT | EUR, USD | Varies | Yes |
| **On-Ramp** | BTC, ETH, SOL, etc. | EUR, USD | Varies | No |
| **Open Banking** | BTC, ETH, etc. | EUR, HUF | Lower than card | No |

### Key Differences

| Feature | Card Payment | On-Ramp | Open Banking |
|---------|-------------|---------|--------------|
| Speed | Instant | Near-instant | Instant (SEPA Instant) |
| Chargebacks | Yes | No | No |
| Fees | Varies | Varies | Lower |
| Availability | Global | Global | EU only |

---

## Open Banking (PSD2)

Open Banking enables direct bank-to-platform transfers within the European Union, leveraging the PSD2 directive for secure, low-cost payments.

### Supported Countries

| Country | Status |
|---------|--------|
| France | Active |
| Spain | Active |
| Estonia | Active |
| Belgium | Active |
| Hungary | Active |

### Protocols

| Protocol | Description | Speed |
|----------|-------------|-------|
| **SEPA** | Standard Euro transfers | 1-2 business days |
| **SEPA Instant** | Instant Euro transfers | Seconds |

### Benefits

| Benefit | Description |
|---------|-------------|
| Lower Fees | Significantly lower than card or on-ramp |
| No Chargebacks | Transactions are irreversible |
| Instant Settlement | Via SEPA Instant protocol |
| Direct Transfer | Bank-to-platform without intermediaries |
| PSD2 Security | Regulated under EU payment services directive |

---

## MNPL (Mine Now, Pay Later)

MNPL is an installment plan that allows users to purchase Digital Miners with a down payment and equal monthly installments at 0% APR.

### Terms

| Parameter | Value |
|-----------|-------|
| **APR** | 0% |
| **Down Payment** | 25% of miner price |
| **Max Down Payment** | $5,000 (iteration 1) |
| **Installments** | Equal monthly payments |
| **Price Range** | $0 - $20,000 |

### Eligibility

| Requirement | Detail |
|-------------|--------|
| KYC | Must be verified |
| Territory | Not available in India and other restricted territories |
| Credit Check | May apply |

### How MNPL Works

1. Select a Digital Miner priced between $0 and $20,000.
2. Pay 25% of the price as a down payment (max $5,000).
3. Remaining balance is split into equal monthly installments.
4. No interest or APR charges are applied.
5. Miner begins operating immediately upon purchase.

---

## KYC / Compliance

GoMining requires identity verification, with two levels of KYC depending on the services accessed.

### Verification Levels

#### Level 1 - Proof of Identity (POI)

| Requirement | Description |
|-------------|-------------|
| **ID Document** | Valid government-issued ID |
| **Selfie** | Liveness verification photo |
| **Questionnaire** | Basic user questionnaire |

**Required for:** Withdrawals, miner minting, marketplace access

#### Level 2 - Enhanced Due Diligence (EDD)

| Requirement | Description |
|-------------|-------------|
| **Tax Information** | Tax residency and identification |
| **Employment Details** | Current employment status and information |
| **Proof of Address** | Document confirming residential address |
| **Phone Verification** | Verified phone number |

**Required for:** GoMining Visa card issuance

### Blocked Territories

The following countries are fully blocked from all GoMining services:

| Country |
|---------|
| North Korea |
| Myanmar |
| Iran |
| Afghanistan |
| Syria |
| Yemen |
| Cuba |

---

## FAQ

### Which payment method has the lowest fees?
Open Banking (PSD2) offers the lowest fees among available payment methods. It is available to users in supported EU countries.

### Can I get a chargeback on a crypto purchase?
Only card payments support chargebacks. On-ramp and Open Banking transactions are irreversible.

### What on-ramp options are available?
GoMining offers on-ramp services for purchasing crypto with fiat. Availability may depend on your region.

### How does MNPL work?
MNPL (Mine Now, Pay Later) lets you buy a miner with 25% down and pay the rest in equal monthly installments at 0% APR. The miner starts operating immediately.

### Is MNPL available worldwide?
No. MNPL is not available in India and certain other restricted territories.

### What is the maximum miner price for MNPL?
MNPL supports miners priced from $0 to $20,000 with a maximum down payment of $5,000 in the current iteration.

### What KYC level do I need?
Level 1 (POI) is required for withdrawals, minting, and marketplace. Level 2 (EDD) is required for the Visa card.

### What if my KYC verification fails?
If your KYC verification is unsuccessful, contact support for assistance.

### Why is my country blocked?
GoMining cannot provide services to users in sanctioned territories (North Korea, Myanmar, Iran, Afghanistan, Syria, Yemen, Cuba) due to international compliance regulations.

## Source & license

This open-source skill is cataloged on AgentStack and links to its original source — we do not rehost the code.

- **Author:** [gomining-ai](https://github.com/gomining-ai)
- **Source:** [gomining-ai/gomining-agent-skills](https://github.com/gomining-ai/gomining-agent-skills)
- **License:** Apache-2.0
- **Homepage:** https://gomining.com/ai

Install and usage instructions live in the source repository linked above.

## Pricing

- **Free** — Free

## Security capabilities

Automated source analysis of v0.1.0 — what this tool can access:

- **Network access:** no
- **Filesystem access:** no
- **Shell / process execution:** no
- **Environment & secrets:** no
- **Dynamic code execution:** no

*"Yes" means the capability is present in the source — more access means more to trust, not that it is unsafe.*


## Versions

- **0.1.0** — security scan: passed — Imported from the upstream source.

## Links

- Listing page: https://agentstack.voostack.com/l/skill-gomining-ai-gomining-agent-skills-gomining-payments
- Seller: https://agentstack.voostack.com/s/gomining-ai
- Browse the marketplace: https://agentstack.voostack.com/browse

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Listed on AgentStack — the marketplace for AI agent skills and MCP servers. Every listing is security-reviewed. Creators keep 70%.