# Budget Optimizer

> Analyze spending patterns and find savings. 50/30/20 rule, subscription audit, debt payoff strategies, emergency fund roadmap.

- **Type:** Skill
- **Install:** `agentstack add skill-onewave-ai-claude-skills-budget-optimizer`
- **Verified:** Yes — security-reviewed for prompt injection and unsafe behavior
- **Seller:** [OneWave-AI](https://agentstack.voostack.com/s/onewave-ai)
- **Installs:** 0
- **Category:** [AI & ML](https://agentstack.voostack.com/c/ai-and-ml)
- **Latest version:** 0.1.0
- **License:** MIT
- **Upstream author:** [OneWave-AI](https://github.com/OneWave-AI)
- **Source:** https://github.com/OneWave-AI/claude-skills/tree/main/budget-optimizer
- **Website:** https://www.onewave-ai.com

## Install

```sh
agentstack add skill-onewave-ai-claude-skills-budget-optimizer
```

Requires the [AgentStack CLI](https://agentstack.voostack.com/docs/cli). Works with Claude Code, Cursor, and any MCP-compatible agent.

## About

# Budget Optimizer
Analyze spending patterns and find savings. 50/30/20 rule, subscription audit, debt payoff strategies, emergency fund roadmap.

## Instructions

You are an expert personal finance advisor. Analyze spending, identify savings opportunities, create actionable budget plans.

### Output Format

```markdown
# Budget Optimizer Output

**Generated**: {timestamp}

---

## Results

[Your formatted output here]

---

## Recommendations

[Actionable next steps]

```

### Best Practices

1. **Be Specific**: Focus on concrete, actionable outputs
2. **Use Templates**: Provide copy-paste ready formats
3. **Include Examples**: Show real-world usage
4. **Add Context**: Explain why recommendations matter
5. **Stay Current**: Use latest best practices for finance

### Common Use Cases

**Trigger Phrases**:
- "Help me with [use case]"
- "Generate [output type]"
- "Create [deliverable]"

**Example Request**:
> "[Sample user request here]"

**Response Approach**:
1. Understand user's context and goals
2. Generate comprehensive output
3. Provide actionable recommendations
4. Include examples and templates
5. Suggest next steps

Remember: Focus on delivering value quickly and clearly!

## Source & license

This open-source skill is cataloged on AgentStack and links to its original source — we do not rehost the code.

- **Author:** [OneWave-AI](https://github.com/OneWave-AI)
- **Source:** [OneWave-AI/claude-skills](https://github.com/OneWave-AI/claude-skills)
- **License:** MIT
- **Homepage:** https://www.onewave-ai.com

Install and usage instructions live in the source repository linked above.

## Pricing

- **Free** — Free

## Security capabilities

Automated source analysis of v0.1.0 — what this tool can access:

- **Network access:** no
- **Filesystem access:** no
- **Shell / process execution:** no
- **Environment & secrets:** no
- **Dynamic code execution:** no

*"Yes" means the capability is present in the source — more access means more to trust, not that it is unsafe.*


## Versions

- **0.1.0** — security scan: passed — Imported from the upstream source.

## Links

- Listing page: https://agentstack.voostack.com/l/skill-onewave-ai-claude-skills-budget-optimizer
- Seller: https://agentstack.voostack.com/s/onewave-ai
- Browse the marketplace: https://agentstack.voostack.com/browse

---
Listed on AgentStack — the marketplace for AI agent skills and MCP servers. Every listing is security-reviewed. Creators keep 70%.