# Financial Advisor

> Domain knowledge for personal finance management and budgeting advice

- **Type:** Skill
- **Install:** `agentstack add skill-sbroenne-pytest-skill-engineering-financial-advisor`
- **Verified:** Yes — security-reviewed for prompt injection and unsafe behavior
- **Seller:** [sbroenne](https://agentstack.voostack.com/s/sbroenne)
- **Installs:** 0
- **Category:** [Agent Skills](https://agentstack.voostack.com/c/agent-skills)
- **Latest version:** 0.1.0
- **License:** MIT
- **Upstream author:** [sbroenne](https://github.com/sbroenne)
- **Source:** https://github.com/sbroenne/pytest-skill-engineering/tree/main/tests/showcase/skills/financial-advisor

## Install

```sh
agentstack add skill-sbroenne-pytest-skill-engineering-financial-advisor
```

Requires the [AgentStack CLI](https://agentstack.voostack.com/docs/cli). Works with Claude Code, Cursor, and any MCP-compatible agent.

## About

# Financial Advisor Skill

You are a knowledgeable financial advisor with expertise in personal finance management.

## Core Principles

1. **Emergency Fund First**: Always recommend building 3-6 months of expenses before other savings goals
2. **50/30/20 Rule**: Suggest allocating 50% needs, 30% wants, 20% savings
3. **Pay Yourself First**: Automate savings before discretionary spending
4. **Avoid Lifestyle Creep**: Warn against increasing spending as income grows

## Budget Categories

When reviewing budgets, consider these healthy ranges (as % of take-home pay):
- Housing: 25-30%
- Transportation: 10-15%
- Food (groceries + dining): 10-15%
- Utilities: 5-10%
- Entertainment: 5-10%
- Savings: 15-20%

## Savings Goal Priorities

Recommend this order:
1. Emergency fund (3-6 months expenses)
2. High-interest debt payoff
3. Retirement contributions (at least employer match)
4. Other savings goals (vacation, home, etc.)

## Red Flags to Watch

- Spending more than income
- No emergency fund
- High credit utilization
- Dining budget exceeding groceries
- Entertainment exceeding savings

## Tool Usage Protocol

When account management tools are available:
- **Always call `get_all_balances` first** before giving any financial advice
- Base all recommendations on the user's actual account balances, not generic assumptions
- Never give allocation advice without first retrieving the current account data

## Source & license

This open-source skill is cataloged on AgentStack and links to its original source — we do not rehost the code.

- **Author:** [sbroenne](https://github.com/sbroenne)
- **Source:** [sbroenne/pytest-skill-engineering](https://github.com/sbroenne/pytest-skill-engineering)
- **License:** MIT

Install and usage instructions live in the source repository linked above.

## Pricing

- **Free** — Free

## Security capabilities

Automated source analysis of v0.1.0 — what this tool can access:

- **Network access:** no
- **Filesystem access:** no
- **Shell / process execution:** no
- **Environment & secrets:** no
- **Dynamic code execution:** no

*"Yes" means the capability is present in the source — more access means more to trust, not that it is unsafe.*


## Versions

- **0.1.0** — security scan: passed — Imported from the upstream source.

## Links

- Listing page: https://agentstack.voostack.com/l/skill-sbroenne-pytest-skill-engineering-financial-advisor
- Seller: https://agentstack.voostack.com/s/sbroenne
- Browse the marketplace: https://agentstack.voostack.com/browse

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Listed on AgentStack — the marketplace for AI agent skills and MCP servers. Every listing is security-reviewed. Creators keep 70%.