# Jaz Recipes

> >-

- **Type:** Skill
- **Install:** `agentstack add skill-teamtinvio-jaz-ai-transaction-recipes`
- **Verified:** Yes — security-reviewed for prompt injection and unsafe behavior
- **Seller:** [teamtinvio](https://agentstack.voostack.com/s/teamtinvio)
- **Installs:** 0
- **Category:** [Agent Skills](https://agentstack.voostack.com/c/agent-skills)
- **Latest version:** 0.1.0
- **License:** MIT
- **Upstream author:** [teamtinvio](https://github.com/teamtinvio)
- **Source:** https://github.com/teamtinvio/jaz-ai/tree/main/src/skills/transaction-recipes
- **Website:** https://www.jaz.ai

## Install

```sh
agentstack add skill-teamtinvio-jaz-ai-transaction-recipes
```

Requires the [AgentStack CLI](https://agentstack.voostack.com/docs/cli). Works with Claude Code, Cursor, and any MCP-compatible agent.

## About

# Transaction Recipes Skill

You are modeling **complex multi-step accounting scenarios** in Jaz — transactions that span multiple periods, involve changing amounts, or require several linked entries to complete a single business event.

> **Jaz-native, not generic.** Every recipe in this skill is designed around the Jaz recipe engine (`plan_recipe` / `execute_recipe`), Jaz capsule types, Jaz CoA classifications, and Jaz scheduler primitives. It is NOT an interchangeable IFRS reference; it is the operating manual for posting these transactions through the Jaz ledger. If you find yourself hand-constructing journal entries from this skill, you have skipped step 1 — invoke `plan_recipe(recipe: ...)` first and let the engine emit the entries.

**This skill provides Jaz-contextual recipes with full accounting logic. For API field names and payloads, load the `jaz-api` skill alongside this one. For the operational close workflows that invoke these recipes (month-end close, GST/VAT filing, year-end close), load the `jaz-jobs` skill.**

## When to Use This Skill

- Setting up prepaid expenses, deferred revenue, or accrued liabilities
- Modeling loan repayment schedules with amortization tables
- Implementing IFRS 16 lease accounting (right-of-use assets + lease liabilities)
- Recording hire purchase agreements (ownership transfers, depreciate over useful life)
- Recording depreciation using methods Jaz doesn't natively support (declining balance, 150DB)
- Managing fixed deposit placements with interest accrual schedules (IFRS 9)
- Disposing of fixed assets — sale, scrap, or write-off with gain/loss calculation (IAS 16)
- FX revaluation of non-AR/AP monetary items at period-end (IAS 21)
- Calculating expected credit loss provisions on aged receivables (IFRS 9)
- Accruing employee leave and bonus obligations (IAS 19)
- Recognizing provisions at PV with discount unwinding (IAS 37)
- Declaring and paying dividends
- Recording and reconciling intercompany transactions across entities
- Capitalizing costs in WIP and transferring to fixed assets
- Any scenario that groups related transactions in a capsule over multiple periods

## Building Blocks

Every recipe uses a combination of these Jaz features. See `references/building-blocks.md` for details.

| Building Block | Role in Recipes |
|---|---|
| **Capsules** | Group all related entries into one workflow container |
| **Schedulers** | Automate fixed-amount recurring journals (prepaid, deferred, leave) |
| **Manual Journals** | Record variable-amount entries (loan interest, IFRS 16 unwinding, FX reval, ECL) |
| **Fixed Assets** | Native straight-line depreciation for ROU assets and completed capital projects |
| **Invoices / Bills** | Trade documents for intercompany, supplier bills for capital WIP |
| **Tracking Tags** | Tag all entries in a scenario for report filtering |
| **Nano Classifiers** | Classify line items by department, cost center, or project |
| **Custom Fields** | Record reference numbers (policy, loan, lease contract, intercompany ref) |

## Key Principle: Schedulers vs Manual Journals

Jaz schedulers generate **fixed-amount** recurring entries. This determines which recipe pattern to use:

- **Fixed amounts each period** → Use a scheduler inside a capsule (automated)
- **Variable amounts each period** → Use manual journals inside a capsule (calculated per period)
- **One-off or two-entry events** → Use manual journals (e.g., dividend declaration + payment)

| Recipe | Pattern | Why |
|---|---|---|
| Prepaid Amortization | Scheduler + capsule | Same amount each month |
| Deferred Revenue | Scheduler + capsule | Same amount each month |
| Accrued Expenses | Two schedulers + capsule | Accrual + reversal cycle with end dates |
| Employee Leave Accrual | Scheduler + capsule | Fixed monthly accrual |
| Bank Loan | Manual journals + capsule | Interest changes as principal reduces |
| IFRS 16 Lease | Hybrid (native FA + manual journals) + capsule | ROU depreciation is fixed; liability unwinding changes |
| Declining Balance | Manual journals + capsule | Depreciation changes as book value reduces |
| FX Revaluation | Manual journals + capsule | Rates change each period |
| ECL Provision | Manual journals + capsule | Receivables and rates change each quarter |
| Fixed Deposit | Cash-out + manual journals + cash-in + capsule | Placement, monthly accruals, maturity |
| Hire Purchase | Manual journals + FA registration + capsule | Like IFRS 16 but depreciate over useful life |
| Asset Disposal | Manual journal + FA deregistration | One-off compound entry + FA update |
| Provisions (IAS 37) | Manual journals + cash-out + capsule | Unwinding amount changes each month |
| Bonus Accrual | Manual journals + capsule | Revenue/profit changes each quarter |
| Dividends | Manual journals + capsule | One-off: declaration + payment |
| Intercompany | Invoices/bills + capsule | Mirrored entries in two entities |
| Capital WIP | Bills/journals + FA registration + capsule | Accumulate then transfer |

## Recipe Index

Each recipe includes: scenario description, accounts involved, journal entries, capsule structure, worked example with real numbers, enrichment suggestions, verification steps, and common variations.

### Tier 1 — Scheduler Recipes (Automated)

1. **[Prepaid Amortization](references/prepaid-amortization.md)** — Annual insurance, rent, or subscription paid upfront with monthly expense recognition via scheduler. *Typical context: month-end close (period-end recognition step inside the month-end close); set up once at data migration when the prior system hands over a prepaid schedule.*

2. **[Deferred Revenue](references/deferred-revenue.md)** — Upfront customer payment for a service delivered over time, with monthly revenue recognition via scheduler. *Typical context: month-end close (revenue recognition step inside the month-end close); also reviewed at year-end inside the year-end close for true-up.*

### Tier 2 — Manual Journal Recipes (Calculated)

3. **[Accrued Expenses](references/accrued-expenses.md)** — Month-end expense accrual and start-of-month reversal using two schedulers with end dates, plus the actual supplier bill. *Paired calculator: `clio calc accrued-expense`. Typical context: month-end close (accruals step inside the month-end close).*

4. **[Bank Loan](references/bank-loan.md)** — Loan disbursement, monthly installments splitting principal and interest, full amortization table with worked example. *Typical context: ad-hoc (one-off setup at loan drawdown, then month-end close picks up each installment journal via the scheduler the recipe creates).*

5. **[IFRS 16 Lease](references/ifrs16-lease.md)** — Right-of-use asset recognition, lease liability unwinding with changing interest, native FA for ROU straight-line depreciation. *Typical context: month-end close (depreciation + liability unwinding booking each period inside the month-end close) and year-end (ROU register sign-off inside the fixed-asset review + the year-end close).*

6. **[Declining Balance Depreciation](references/declining-balance.md)** — DDB/150DB methods with switch-to-straight-line logic, for assets where Jaz's native SL isn't appropriate. *Typical context: month-end close (depreciation booking inside the month-end close) and year-end (asset register review inside the fixed-asset review).*

7. **[Fixed Deposit](references/fixed-deposit.md)** — Placement, monthly interest accrual (simple or compound), and maturity settlement. IFRS 9 amortized cost. *Paired calculator: `clio calc fixed-deposit`. Typical context: month-end close (interest accrual journal each period inside the month-end close); placement + maturity events handled ad-hoc.*

8. **[Hire Purchase](references/hire-purchase.md)** — Like IFRS 16 lease but ownership transfers — ROU depreciation over useful life (not lease term). *Paired calculator: `clio calc lease --useful-life `. Typical context: month-end close (monthly depreciation + interest unwinding inside the month-end close) and year-end (asset register sign-off inside the fixed-asset review).*

9. **[Asset Disposal](references/asset-disposal.md)** — Sale at gain, sale at loss, or scrap/write-off. Computes accumulated depreciation to disposal date and gain/loss. *Paired calculator: `clio calc asset-disposal`. Typical context: ad-hoc (triggered by a disposal event) and year-end (asset register review inside the fixed-asset review surfaces unposted disposals).*

### Tier 3 — Month-End Close Recipes

10. **[FX Revaluation — verification only](references/fx-revaluation.md)** — Jaz auto-handles ALL period-end IAS 21.23 FX translation (AR, AP, cash, bank, intercompany, term deposits, FX provisions). The recipe and `clio calc fx-reval` are for VERIFICATION ONLY (independent cross-check vs what Jaz auto-posted). Do NOT invoke `execute_recipe(recipe: 'fx-reval', ...)` — would double-post. *Typical context: period-end / year-end FX verification flow.*

11. **[Bad Debt Provision / ECL](references/bad-debt-provision.md)** — IFRS 9 simplified approach provision matrix using aged receivables and historical loss rates. *Paired calculator: `clio calc ecl`. Typical context: GST/VAT filing cycle (ECL reviewed alongside the return prep since AR aging is already pulled) and year-end (ECL true-up inside the year-end close).*

12. **[Employee Benefit Accruals](references/employee-accruals.md)** — IAS 19 leave accrual (scheduler, fixed monthly) and bonus accrual (manual journals, variable quarterly) with year-end true-up. *Paired calculator: `clio calc leave-accrual`. Typical context: month-end close (leave-accrual scheduler runs inside the month-end close); bonus accrual revisited each quarter and at year-end (true-up inside the year-end close).*

### Tier 4 — Corporate Events & Structures

13. **[Provisions with PV Unwinding](references/provisions.md)** — IAS 37 provision recognized at PV, with monthly discount unwinding schedule. For warranties, legal claims, decommissioning, restructuring. *Paired calculator: `clio calc provision`. Typical context: month-end close (monthly discount-unwinding journal inside the month-end close); initial recognition triggered ad-hoc when the obligating event occurs.*

14. **[Dividend Declaration & Payment](references/dividend.md)** — Board-declared dividend: two journals (declaration reducing retained earnings, then payment). Optional withholding tax adds a third step. *Paired calculator: `clio calc dividend`. Typical context: year-end (dividend declaration is part of the year-end close after profit is finalized) or ad-hoc (interim dividends).*

15. **[Intercompany Transactions](references/intercompany.md)** — Mirrored invoices/bills or journals across two Jaz entities with matching intercompany reference, quarterly settlement. *Typical context: month-end close (mirror entries booked each period inside the month-end close) and year-end (intercompany elimination + confirmation inside audit prep).*

16. **[Capital WIP to Fixed Asset](references/capital-wip.md)** — Cost accumulation in CIP account during construction/development, transfer to FA on completion, auto-depreciation via Jaz FA module. *Typical context: month-end close (cost accumulation each period) and year-end (transfer to FA + commissioning review inside the fixed-asset review).*

## How to Use These Recipes

1. **Read the recipe** for your scenario — understand the accounts, journal entries, and capsule structure.
2. **Create the accounts** listed in the "Accounts Involved" table (if they don't already exist in the CoA).
3. **Create the capsule** with an appropriate capsule type.
4. **Run the calculator** (if available) to generate exact amounts: `clio calc  --json` gives you a complete blueprint.
5. **Record the initial transaction** (bill, invoice, or journal) — assign it to the capsule.
6. **For scheduler recipes**: Create the scheduler with the same capsule — it generates all subsequent entries automatically.
7. **For manual journal recipes**: Record each period's journal using the calculator output or worked example, always assigning to the same capsule.
8. **Verify** using the steps in each recipe (ledger grouping by capsule, trial balance checks).

## Financial Calculators (CLI)

The `jaz-clio` CLI includes 13 IFRS-compliant financial calculators. Each produces a formatted schedule + per-period journal entries + human-readable workings. Use `--json` for structured output with a complete **blueprint** — capsule type/name, tags, custom fields, workings (capsuleDescription), and every step with action type, date, accounts, and amounts.

All calculators support `--currency ` and `--json`.

Each calculator has a typical context — see the line after each command for the operational workflow that typically invokes it.

```bash
# ── Tier 2 Calculators ──────────────────────────────────────────

# Loan amortization (PMT, interest/principal split)
# Typical context: ad-hoc (one-off setup at drawdown), then month-end close (per-installment journal)
clio calc loan --principal 100000 --rate 6 --term 60 [--start-date 2025-01-01] [--currency SGD] [--json]

# IFRS 16 lease (PV, liability unwinding, ROU depreciation)
# Typical context: month-end close (per-period journal) + year-end (ROU register review)
clio calc lease --payment 5000 --term 36 --rate 5 [--start-date 2025-01-01] [--currency SGD] [--json]

# Hire purchase (lease + ownership transfer — depreciate over useful life)
# Typical context: month-end close (per-period journal) + year-end (asset register review)
clio calc lease --payment 5000 --term 36 --rate 5 --useful-life 60 [--start-date 2025-01-01] [--currency SGD] [--json]

# Depreciation (DDB, 150DB, or straight-line)
# Typical context: month-end close (period depreciation booking) + year-end (FA review)
clio calc depreciation --cost 50000 --salvage 5000 --life 5 [--method ddb|150db|sl] [--frequency annual|monthly] [--currency SGD] [--json]

# Prepaid expense recognition
# Typical context: month-end close (period recognition); set up at data migration when the prior system hands over the schedule
clio calc prepaid-expense --amount 12000 --periods 12 [--frequency monthly|quarterly] [--start-date 2025-01-01] [--currency SGD] [--json]

# Deferred revenue recognition
# Typical context: month-end close (period recognition) + year-end (true-up)
clio calc deferred-revenue --amount 36000 --periods 12 [--frequency monthly|quarterly] [--start-date 2025-01-01] [--currency SGD] [--json]

# Fixed deposit — simple or compound interest accrual (IFRS 9)
# Typical context: month-end close (interest accrual journal); placement + maturity handled ad-hoc
clio calc fixed-deposit --principal 100000 --rate 3.5 --term 12 [--compound monthly|quarterly|annually] [--start-date 2025-01-01] [--currency SGD] [--json]

# Asset disposal — gain/loss on sale or scrap (IAS 16)
# Typical context: ad-hoc (triggered by a disposal event) + year-end (FA review surfaces unposted disposals)
clio calc asset-disposal --cost 50000 --salvage 5000 --life 5 --acquired 2022-01-01 --disposed 2025-06-15 --proceeds 20000 [--method sl|ddb|150db] [--currency SGD] [--json]

# ── Tier 3 Calculators ──────────────────────────────────────────

# FX revaluation — unrealized gain/loss on non-AR/AP items (IAS 21)
# Typical context: month-end close (period-end FX reval) + year-end (revaluation)
clio calc fx-reval --amount 50000 --book-rate 1.35 --closing-rate 1.38 [--currency USD] [--base-currency SGD] [--json]

# Expected credit loss provision matrix (IFRS 9)
# Typical context: GST/VAT filing cycle (ECL reviewed alongside the return prep) + year-end (ECL true-up)
clio calc ecl --current 100000 --30d 50000 --60d 20000 --90d 10000 --120d 5000 --rates 0.5,2,5,10,50 [--existing-provision 3000] [--currency SGD] [--json]

# ── Tier 4 Calculator ───────────────────────────────────────────

# IAS 37 provision PV + discount unwinding schedule
# Typical context: month-end close (monthly discount unwinding); initial recognition triggered ad-

…

## Source & license

This open-source skill is cataloged on AgentStack and links to its original source — we do not rehost the code.

- **Author:** [teamtinvio](https://github.com/teamtinvio)
- **Source:** [teamtinvio/jaz-ai](https://github.com/teamtinvio/jaz-ai)
- **License:** MIT
- **Homepage:** https://www.jaz.ai

Install and usage instructions live in the source repository linked above.

## Pricing

- **Free** — Free

## Security capabilities

Automated source analysis of v0.1.0 — what this tool can access:

- **Network access:** no
- **Filesystem access:** no
- **Shell / process execution:** no
- **Environment & secrets:** no
- **Dynamic code execution:** no

*"Yes" means the capability is present in the source — more access means more to trust, not that it is unsafe.*


## Versions

- **0.1.0** — security scan: passed — Imported from the upstream source.

## Links

- Listing page: https://agentstack.voostack.com/l/skill-teamtinvio-jaz-ai-transaction-recipes
- Seller: https://agentstack.voostack.com/s/teamtinvio
- Browse the marketplace: https://agentstack.voostack.com/browse

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