China Client Report

china-client-report

Purpose

Create professional A股财富管理客户报告 — performance reports for Chinese wealth management clients.

Data Sources

Primary: iFind MCP (Tier-1 付费) / AkShare MCP (Tier-2 免费备选)

get_index_data("000001")              → 上证指数 benchmark
get_index_data("399006")              → 创业板指 benchmark
get_index_data("000300")              → 沪深300 benchmark
get_quote(ticker)                     → Individual security performance
get_fund_data(fund_code)              → Fund performance

Secondary Sources

• 基金公司 — fund data
• Wind / Choice — comprehensive market data
• 晨星中国 — fund ratings

Workflow

Step 1: Portfolio Snapshot

Client portfolio summary:

| Metric | Value | Change | |--------|-------|--------| | Total AUM (总资产) | ¥XX.X万 | ±X% | | Market value | ¥XX.X万 | ±X% | | Cash position | ¥XX.X万 | | | YTD return | X.XX% | | | Since inception | X.XX% (annualized) | | | Benchmark (沪深300) | X.XX% | |

Step 2: Performance Attribution

Performance by asset class:

| Asset Class | Allocation | Market Value | Period Return | Contribution | |-------------|-----------|--------------|---------------|-------------| | A股股票 | XX% | ¥XX | X.XX% | X.XX% | | 基金 | XX% | ¥XX | X.XX% | X.XX% | | 债券 | XX% | ¥XX | X.XX% | X.XX% | | 现金/理财 | XX% | ¥XX | X.XX% | X.XX% | | Total | 100% | | X.XX% | |

Performance by sector:

| Sector | Allocation | Return | Contribution | |--------|-----------|--------|-------------| | 消费 | XX% | X.XX% | X.XX% | | 科技 | XX% | X.XX% | X.XX% | | 医药 | XX% | X.XX% | X.XX% | | 金融 | XX% | X.XX% | X.XX% | | 新能源 | XX% | X.XX% | X.XX% | | 其他 | XX% | X.XX% | X.XX% |

Step 3: Holdings Review

Top positions:

| Security | Ticker | Allocation | Market Value | Period Return | vs Benchmark | |----------|--------|-----------|--------------|---------------|-------------| | | | | | | |

Positions with significant changes:

• New positions added
• Positions sold
• Significant gainers (>20%)
• Significant losers (>15%)

Step 4: Market Context

Market environment:

一、市场回顾
   上证指数: [Close] ([Change]%)
   深证成指: [Close] ([Change]%)
   创业板指: [Close] ([Change]%)
   
   市场特征:
   - 成交量: [XX亿]
   - 北向资金: [净买入/净卖出 XX亿]
   - 领涨板块: [List]
   - 领跌板块: [List]

二、宏观要闻
   - [Key macro developments]
   - [Policy changes]
   - [Market-moving events]

Step 5: Commentary

Performance commentary:

一、整体表现
   [Period return, benchmark comparison, attribution summary]

二、主要贡献
   [Top contributors to performance]

三、主要拖累
   [Biggest detractors from performance]

四、操作回顾
   [Trading activity summary]

五、市场展望
   [Brief market outlook]

Step 6: Recommendations

Forward-looking recommendations:

| Action | Rationale | Priority | |--------|-----------|----------| | | | High / Medium / Low |

Step 7: Format & Delivery

Standard Chinese client report format:

【XX财富】客户投资报告 [Period]
客户名称：[Client Name]
报告期：[Period]

一、账户概览
   [Portfolio snapshot table]

二、业绩表现
   [Performance attribution]

三、持仓分析
   [Holdings review]

四、市场回顾
   [Market context]

五、投研观点
   [Commentary]

六、展望与建议
   [Outlook and recommendations]

China-Specific Considerations

Benchmark Selection

| Client Profile | Appropriate Benchmark | |---------------|----------------------| | A股均衡 | 沪深300 | | A股成长 | 创业板指 | | A股价值 | 中证红利 | | 偏债混合 | 沪深300 × 60% + 中债 × 40% | | 基金组合 | 基金业绩基准加权 |

Regulatory Disclosures

Required disclosures (China):

• 过往业绩不预示未来表现
• 投资有风险, 入市需谨慎
• 管理人责任声明
• 风险等级匹配 (适当性)
• 费率披露

Common A-share Client Concerns

| Concern | Typical Response | |---------|-----------------| | 账户亏损 | Explain market cycle, quality of holdings | | 净值波动 | Normal for equity investing | | 为什么买/卖 | Investment rationale | | 市场方向 | Tactical positioning | | 个股风险 | Risk management process | | 赎回 | Liquidity, timing considerations |

Quality Checks

Before delivering:

• [ ] All holdings accurately reflected
• [ ] Performance calculations correct
• [ ] Attribution complete
• [ ] Market context accurate
• [ ] Commentary balanced
• [ ] Recommendations appropriate
• [ ] Regulatory disclosures included

> Data Source Mode Switch: Set env var IFIND_DATA_SOURCE_MODE to control data source preference. > - ifind-only (strict): Use iFind only, error if unavailable > - ifind-fallback (default): iFind preferred, fallback to AkShare > - akshare-only: Skip iFind, use AkShare only

Source & license

This open-source skill is cataloged on AgentStack and links to its original source — we do not rehost the code.

• Author: eitazhou10
• Source: eitazhou10/opencode-for-financial-services-cn
• License: Apache-2.0

Install and usage instructions live in the source repository linked above.