Audit Checklist
When the user wants to perform an internal audit, review controls, or prepare for an external financial audit. Also use when the user mentions "internal controls," "compliance check," "preparing for audit," "Sox compliance," "audit readiness," "checking for gaps," or "inventory audit." Use this for both operational and financial audits.
Intercompany Accounting
When the user wants to manage intercompany transactions, balances, eliminations, or settlement. Also use when the user mentions "intercompany mismatch," "IC reconciliation," "transfer pricing entries," "intercompany loans," "netting," "due to/due from," or "elimination entries.
Nlp Earnings Sentiment
When the user wants to analyze earnings call transcripts or financial news for sentiment shifts. Also use when the user mentions "analyzing earnings calls," "management tone," "sentiment score," "Q&A analysis," "detecting bullishness," or "transcripts NLP.
Financeskills
AI-powered skills for financial professionals. Comprehensive collection of finance, accounting, audit, and compliance skills for AI agents. IFRS/GAAP compliant with industry-specific applications.
Close Management
When the user wants to plan, sequence, or track the month-end or year-end close process. Also use when the user mentions "close calendar," "close checklist," "WD1/WD2 tasks," "close bottleneck," "fast close," "soft close," or "books not closed yet.
Startup Valuation
When the user wants to value an early-stage company that may have little or no revenue. Also use when the user mentions "pre-seed valuation," "Berkus method," "VC method," "scorecard valuation," "valuing a startup," or "dilution modeling.
Retirement Planning
When the user wants to plan for retirement, calculate how much to save, project a retirement nest egg, determine a safe withdrawal amount, or figure out whether they are on track. Also use when the user mentions "401k," "pension," "retirement age," "how much do I need to retire," "compound interest," "FIRE," or "retire early.
Investment Analysis
When the user wants to evaluate the potential profitability and viability of an investment opportunity. Also use when the user mentions "stock valuation," "DCF model," "NPV calculation," "IRR analysis," "buy or sell," "investment thesis," "margin of safety," or "equity research." Use this for stocks, real estate, and private equity.
Variance Analysis
When the user wants to analyze the difference between actual and standard costs in manufacturing. Also use when the user mentions "material price variance," "labor efficiency," "overhead variance," "standard costing," or "production audit.
Earned Value Mgmt
When the user wants to track the financial progress of a large project. Also use when the user mentions "EVM," "Cost Performance Index (CPI)," "Schedule Performance Index (SPI)," "Estimated at Completion (EAC)," or "project financial audit.
Venture Debt
When the user wants to evaluate or structure debt for high-growth, venture-backed startups. Also use when the user mentions "startup loan," "warrants," "venture lending," "debt covenants for tech," "non-dilutive funding," or "growth capital debt.
Esg Reporting
When the user wants to prepare, audit, or analyze Environmental, Social, and Governance (ESG) reports. Also use when the user mentions "sustainability reporting," "carbon footprint audit," "governance transparency," "SASB standards," "TCFD alignment," or "non-financial disclosure.
Inventory Costing
When the user wants to value inventory, choose or apply costing methods, or handle write-downs. Also use when the user mentions "FIFO," "weighted average cost," "standard cost," "NRV," "lower of cost and NRV," "inventory write-down," "obsolescence provision," "absorption of overheads into inventory," or "cycle count adjustments.
Personal Budgeting
When the user wants to create a personal budget, track income vs. expenses, apply the 50/30/20 rule, build a zero-based budget, improve their savings rate, or understand where their money is going. Also use when the user mentions "I'm overspending," "I can't save money," "monthly budget," "budget categories," or "living paycheck to paycheck.
Debt Payoff
When the user wants to pay off debt, compare the avalanche vs. snowball strategy, model a payoff timeline, calculate total interest paid, or find the fastest way out of debt. Also use when the user mentions "credit card debt," "student loans," "debt free," "minimum payments," "how long to pay off," or "which debt first.
Lbo Modeling
When the user wants to model a Leveraged Buyout (LBO) for private equity analysis. Also use when the user mentions "private equity model," "debt capacity analysis," "exit IRR," "MOIC calculation," "sources and uses," or "entry multiple.
Corporate Consolidation
When the user wants to consolidate the financial results of multiple legal entities into a single set of statements. Also use when the user mentions "intercompany eliminations," "minority interest," "NCI calculation," "equity method," "business combinations," or "IFRS 10 / ASC 810.
Insurance Reserving
When the user wants to calculate insurance loss reserves or analyze insurance financial health. Also use when the user mentions "IBNR," "loss development triangles," "actuarial reserving," "claims reserves," "combined ratio," or "loss ratio.
Predictive Burn Rate
When the user wants to predict future cash consumption and "Runway" using time-series AI models. Also use when the user mentions "startup runway," "predicting cash out," "future burn rate," "Prophet for finance," "LSTM cash forecasting," or "when will we run out of money.
Credit Analysis
When the user wants to assess a borrower's creditworthiness, debt capacity, or covenant compliance. Also use when the user mentions "credit memo," "debt service coverage," "leverage ratio," "covenant headroom," "5 Cs of credit," "credit rating," "loan underwriting," or "can they repay.
Tax Planning
When the user wants to optimize tax liability or ensure tax compliance. Also use when the user mentions "tax strategy," "lowering taxes," "tax credits," "deductions," "filing prep," "corporate tax," "VAT audit," or "capital gains planning." Use this for both individual and corporate tax.
Treasury Management
When the user wants to manage corporate liquidity, investments, or financial risks like FX and interest rates. Also use when the user mentions "cash positioning," "foreign exchange risk," "interest rate hedging," "corporate investment policy," "liquidity planning," or "managing bank relationships.
Ecl Computation
When the user wants to calculate Expected Credit Losses (ECL) under IFRS 9 or CECL (ASC 326). Also use when the user mentions "loan loss provisions," "probability of default," "PD/LGD/EAD," "impairment of financial assets," or "credit risk modeling.
Journal Entry
When the user wants to prepare, review, or document a journal entry with proper debits, credits, and support. Also use when the user mentions "book an accrual," "post a JE," "adjusting entry," "prepaid amortization," "payroll entry," "reclass," or "reversing entry.
Sox Compliance
When the user wants to plan or execute SOX 404 control testing, select audit samples, build testing workpapers, or classify control deficiencies. Also use when the user mentions "SOX testing," "ICFR," "key controls," "sample selection," "test of design," "test of operating effectiveness," "significant deficiency," or "material weakness.
Statement Preparation
When the user wants to generate a set of financial statements (Balance Sheet, Income Statement, Cash Flow) from a trial balance. Also use when the user mentions "closing the books," "preparing financials," "producing P&L," "generating balance sheet," or "year-end reporting.
Three Statement Modeling
When the user wants to build an integrated financial model linking income statement, balance sheet, and cash flow. Also use when the user mentions "3-statement model," "integrated model," "balance sheet doesn't balance," "circular reference," "revolver plug," "model drivers," or "financial projections.
Risk Assessment
When the user wants to identify, quantify, and mitigate financial risks. Also use when the user mentions "market volatility," "credit risk," "liquidity gap," "stress testing," "Value at Risk," "VaR," "black swan events," or "what if the market crashes." Use this for portfolio management and enterprise risk.
Wacc Computation
When the user wants to calculate the Weighted Average Cost of Capital (WACC) for valuation or capital budgeting. Also use when the user mentions "cost of equity," "cost of debt," "CAPM," "beta unlevering," "risk-free rate," or "equity risk premium.
Oil Gas Valuation
When the user wants to value oil and gas reserves or perform upstream financial analysis. Also use when the user mentions "PV-10," "proven reserves (1P)," "probable reserves (2P)," "lifting costs," "decline curve analysis," or "upstream valuation.
Lease Accounting
When the user wants to account for leases under IFRS 16 or ASC 842. Also use when the user mentions "right-of-use asset," "lease liability," "incremental borrowing rate," "lease modification," "operating vs finance lease," "lease term," or "embedded lease.
Fixed Asset Accounting
When the user wants to account for property, plant and equipment or intangibles — capitalization, depreciation, disposals, impairment, or the fixed asset register. Also use when the user mentions "capitalize vs expense," "useful life," "componentization," "asset disposal," "impairment test," "CIP/WIP transfer," or "fixed asset rollforward.
Aro Computation
When the user wants to calculate Asset Retirement Obligations (ARO) for long-lived assets. Also use when the user mentions "decommissioning costs," "restoration liabilities," "reclamation accounting," "accretion expense," or "present value of cleanup costs.
Crypto Accounting
When the user wants to account for digital assets (Cryptocurrency, NFTs) in financial statements. Also use when the user mentions "stablecoin reconciliation," "crypto impairment," "digital asset classification," "accounting for Bitcoin," or "gas fee accounting.
Automated Reconciliation
When the user wants to match disparate financial data sources (e.g., bank statements vs. general ledger) at scale using AI. Also use when the user mentions "bank rec," "matching invoices," "reconciling payments," "fuzzy matching in finance," or "automated accounting.
Product Profitability
When the user wants to break down revenue and costs by specific products, services, or segments. Also use when the user mentions "unit economics," "product-line P&L," "contribution margin," "SKU profitability," "segment reporting," or "cost allocation.
Cvp Breakeven
When the user wants cost-volume-profit analysis, breakeven points, or operating leverage assessment. Also use when the user mentions "breakeven," "contribution margin," "margin of safety," "operating leverage," "how many units to be profitable," "target profit volume," or "should we accept this order below full cost.
Ai Anomaly Detection
When the user wants to use machine learning to detect fraud, errors, or unusual patterns in high-volume financial data. Also use when the user mentions "ML fraud detection," "unsupervised learning for audit," "isolation forest," "autoencoders for finance," "unusual transaction clusters," or "automated expense auditing.
Debt Restructuring
When the user wants to reorganize an entity's outstanding obligations to restore solvency. Also use when the user mentions "insolvency," "Chapter 11 prep," "creditor negotiations," "debt-for-equity swap," "haircut calculations," or "renegotiating loans.
Net Worth Tracker
When the user wants to calculate their net worth, track assets and liabilities over time, measure financial progress, analyse asset allocation, or set a net worth milestone. Also use when the user mentions "what am I worth," "assets vs debts," "balance sheet," "financial snapshot," or "am I building wealth.
Company Valuation
When the user wants to value a mature company using DCF, trading comparables, or precedent transactions. Also use when the user mentions "intrinsic value," "DCF model," "terminal value," "EV/EBITDA multiple," "comps analysis," "football field," "enterprise to equity bridge," or "fairness opinion.
Tax Efficient Investing
When the user wants to invest in a tax-efficient way, maximise contributions to tax-advantaged accounts, understand the tax drag on investment returns, compare traditional vs. Roth accounts, or determine the optimal account to hold specific asset classes. Also use when the user mentions "401k vs Roth," "ISA allowance," "tax on investments," "asset location," "tax-loss harvesting," or "after-tax r…
Financial Analysis
When the user wants to perform a deep dive into a company's financial performance. Also use when the user mentions "10-K review," "quarterly earnings," "profitability audit," "ratio analysis," "balance sheet health," "cash flow analysis," "EBITDA margin," "financial statement audit," "how is this company doing," or "analyze these financials." Use this even if the user just says "look at these num…
Deferred Tax
When the user wants to compute or review deferred tax under IAS 12 or ASC 740. Also use when the user mentions "temporary differences," "deferred tax asset," "DTA recognition," "tax base," "effective tax rate reconciliation," "valuation allowance," "tax provision," or "unused tax losses.
Revenue Recognition
When the user wants to apply complex revenue recognition rules (IFRS 15 / ASC 606). Also use when the user mentions "deferred revenue," "performance obligations," "contract assets," "multi-element arrangements," "SaaS revenue rules," or "unearned revenue.
Forensic Accounting
When the user wants to investigate financial discrepancies, fraud, or hidden assets. Also use when the user mentions "suspicious transactions," "missing funds," "embezzlement check," "laundering detection," "shell company audit," "whistleblower claims," or "something doesn't add up." Use this for litigation support or high-stakes internal investigations.
Banking Compliance
When the user wants to analyze bank capital adequacy or regulatory compliance (Basel III). Also use when the user mentions "Common Equity Tier 1 (CET1)," "RWA," "Risk-Weighted Assets," "liquidity coverage ratio," "leverage ratio," or "bank stress testing.
Budget Forecast
When the user wants to create a budget, forecast future performance, or perform variance analysis. Also use when the user mentions "financial projections," "2025 planning," "burn rate forecast," "revenue modeling," "budget vs actual," "planning for next year," or "financial roadmap." Use this for operational planning and strategic forecasting.
Working Capital Analysis
When the user wants to analyze or optimize working capital — receivables, payables, inventory, and the cash conversion cycle. Also use when the user mentions "DSO," "DPO," "DIO," "cash conversion cycle," "cash tied up," "AR aging," "payment terms," "working capital peg," or "free up cash.