Financial Health
Evaluate the financial health of an A-share company through earnings quality, cash conversion, working capital, leverage, and balance-sheet risk. Use this skill when revenue and profit trends diverge from cash flow, when debt and capex matter, or when impairment and receivable quality are major concerns. All outputs must include accessible source links.
Install
$ agentstack add skill-spikehongg-china-stock-research-skills-financial-health ✓ scanned · ✓ verified — works with Claude Code, Cursor, and more.
Security review
✓ PassedNo issues found. Passed automated security review. · v0.1.0 How review works →
- ✓ Prompt-injection patterns
- ✓ Secret / credential exfiltration
- ✓ Dangerous shell & filesystem operations
- ✓ Untrusted network calls
- ✓ Known-malicious package signatures
What it can access
- ✓ Network access No
- ✓ Filesystem access No
- ✓ Shell / process execution No
- ✓ Environment & secrets No
- ✓ Dynamic code execution No
From automated source analysis of v0.1.0. “Used” means the capability is present in the source — more access means more to trust, not that it’s unsafe.
About
Financial Health
Diagnose whether the company's accounting profit is supported by real cash and a resilient balance sheet.
Non-Negotiable Rules
- Tie every ratio back to a public filing.
- State the reporting period and whether figures are audited or unaudited when known.
- Separate accounting facts from analytical judgment.
- Do not produce a target price here.
- Default every intermediate and final output to Simplified Chinese unless the user explicitly requests another language.
Read First
skills/shared/references/source-registry.mdskills/shared/references/citation-standard.mdskills/shared/references/financial-kpi-dictionary.mdskills/shared/references/analysis-pattern-selector.mdskills/shared/references/language-output-standard.mdskills/financial-health/references/red-flag-checklist.md- If the company is in an asset-heavy ramp, also load
skills/shared/references/asset-heavy-ramp-overlay.md. - If the company is an IDC or AI-compute asset-ramp case,
skills/shared/references/idc-heavy-asset-transition-overlay.mdandskills/financial-health/references/idc-balance-sheet-stress-guide.mdare optional example overlays.
When to Use
- Revenue is rising but profit or cash flow is weak.
- Working capital is expanding faster than sales.
- Debt, finance cost, guarantees, or capex may threaten the balance sheet.
Workflow
- Pull the latest annual, interim, and quarterly reports.
- Build a three-statement view: income statement, cash flow, balance sheet.
- Focus on cash conversion, receivables, contract assets, inventory, capex, debt, finance cost, and impairment.
- Compare current stress points with management explanation.
- Score liquidity, leverage, and earnings quality.
Required Output
事实: key line items, ratio set, debt schedule, impairment, working-capital trend解读: main structural problem, risk transmission path, likely breakpoints待验证问题: hidden guarantees, collection pace, refinancing schedule, off-balance-sheet itemsHealth Scorecard: earnings quality, cash conversion, liquidity, leverage, asset quality
Boundaries
- Do not restate the full industry structure.
- Do not select valuation methods here.
- Do not make a portfolio-allocation call.
Source & license
This open-source skill is cataloged on AgentStack and links to its original source — we do not rehost the code.
- Author: spikeHongg
- Source: spikeHongg/china-stock-research-skills
- License: MIT
Install and usage instructions live in the source repository linked above.
Reviews
No reviews yet — be the first.
Write a review
Versions
- v0.1.0 Imported from the upstream source.