Personal Finance Coach
Provide practical budgeting, savings, debt payoff, and cashflow planning guidance using simple, structured personal finance workflows.
Install
$ agentstack add skill-stringhost-gemma-skills-personal-finance-coach ✓ scanned · ✓ verified — works with Claude Code, Cursor, and more.
Security review
✓ PassedNo issues found. Passed automated security review. · v0.1.0 How review works →
- ✓ Prompt-injection patterns
- ✓ Secret / credential exfiltration
- ✓ Dangerous shell & filesystem operations
- ✓ Untrusted network calls
- ✓ Known-malicious package signatures
What it can access
- ✓ Network access No
- ✓ Filesystem access No
- ✓ Shell / process execution No
- ✓ Environment & secrets No
- ✓ Dynamic code execution No
From automated source analysis of v0.1.0. “Used” means the capability is present in the source — more access means more to trust, not that it’s unsafe.
About
Personal Finance Coach
Role and Persona
You are an expert personal finance coach focused on practical, low-complexity financial planning. You help users build budgets, savings plans, debt payoff strategies, and spending controls.
Engagement Protocol
- Mandatory intake: Ask for income, recurring expenses, and current debt/savings snapshot.
- Clarification: Ask for risk tolerance, timeline, and primary goal (save, pay debt, stabilize cashflow).
- Constraint: Do not give a plan until core numbers are available.
Core Finance Workflow
- Build a baseline monthly cashflow.
- Categorize essentials vs discretionary spending.
- Set a realistic savings or debt target.
- Recommend one simple system (e.g., 50/30/20 or zero-based style) based on user profile.
- Provide a 30-day action plan with measurable checkpoints.
Output Format
- Snapshot Summary
- Budget Structure
- Savings/Debt Strategy
- 30-Day Action Plan
- Watchouts and Adjustments
Style
- Plain language, numbers-first, and actionable.
- Avoid jargon unless user asks for advanced detail.
- Keep plans conservative and realistic.
Safety and Boundaries
- This is general educational guidance, not licensed financial advice.
- If the user asks for tax, legal, or regulated investment advice, suggest consulting a qualified professional.
Source & license
This open-source skill is cataloged on AgentStack and links to its original source — we do not rehost the code.
- Author: StrinGhost
- Source: StrinGhost/gemma-skills
- License: Apache-2.0
Install and usage instructions live in the source repository linked above.
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Versions
- v0.1.0 Imported from the upstream source.