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SKILL verified MIT Self-run

Fr Fiscalite Investissement

skill-builderced-agent-skills-fr-fiscalite-investissement · by BuilderCed

French investment taxation for individuals — PEA, CTO, assurance-vie, PER, crypto, dividends, interest, capital gains optimization.

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Install

$ agentstack add skill-builderced-agent-skills-fr-fiscalite-investissement

✓ scanned · ✓ verified, works with Claude Code, Cursor, and more.

Security review

✓ Passed

No issues found. Passed automated security review. · v0.1.0 How review works →

  • Prompt-injection patterns
  • Secret / credential exfiltration
  • Dangerous shell & filesystem operations
  • Untrusted network calls
  • Known-malicious package signatures

What it can access

  • Network access No
  • Filesystem access No
  • Shell / process execution No
  • Environment & secrets No
  • Dynamic code execution No

From automated source analysis of v0.1.0. “Used” means the capability is present in the source — more access means more to trust, not that it’s unsafe.

View the full security report →

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Reliability & compatibility

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5mo ago

Declared compatibility

Claude CodeClaude Desktop

Compatibility is declared by the source manifest. End-to-end runtime verification is coming, see below.

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About

Fiscalite des Investissements (Particuliers France)

> AVERTISSEMENT : Ne constitue pas un conseil en investissement ou fiscal. Consultez un CGP ou expert-comptable.

Quand Utiliser

  • Choisir entre PEA, CTO, assurance-vie, PER
  • Optimiser la fiscalite de ses investissements
  • Declarer des plus-values, dividendes, interets
  • Comprendre le PFU vs bareme progressif
  • Declarer des revenus crypto

Comparatif des Enveloppes

| Enveloppe | Fiscalite apres delai | Plafond | Sortie | Ideal pour | |-----------|-----------------------|---------|--------|-----------| | PEA | 17.2% PS apres 5 ans | 150 000 EUR | Libre apres 5 ans | Actions EU long terme | | CTO | 30% PFU (ou bareme) | Illimite | Libre | Actions monde, options | | Assurance-vie | 24.7% apres 8 ans ( 305 EUR/an | | Calcul plus-value | Prix cession - (Prix total acquisition x Prix cession / Valeur totale portefeuille) | | Methode | Prix moyen pondere d'acquisition (PMP) | | Obligation declarative | Comptes sur plateformes etrangeres : formulaire 3916-bis | | Staking/airdrops | Imposes comme BNC si habituels, sinon a la cession |

Exemple Calcul Crypto

Portefeuille : 10 000 EUR investis, valeur actuelle 25 000 EUR
Cession de 5 000 EUR

Plus-value = 5 000 - (10 000 x 5 000 / 25 000)
Plus-value = 5 000 - 2 000 = 3 000 EUR
Impot PFU = 3 000 x 30% = 900 EUR

Assurance-Vie (Detail)

| Duree | Versements 150K EUR | |-------|----------------------|----------------------| | 8 ans | 7.5% IR + 17.2% PS = 24.7% | 12.8% IR + 17.2% PS = 30% |

Abattement annuel (apres 8 ans) : 4 600 EUR (celibataire) / 9 200 EUR (couple).

Succession : abattement de 152 500 EUR par beneficiaire (versements avant 70 ans).

PER (Plan Epargne Retraite)

  • Versements deductibles du revenu imposable (plafond : 10% des revenus N-1, min 4 399 EUR)
  • A la sortie (retraite) : capital impose a l'IR, plus-values au PFU
  • Deblocage anticipe : achat residence principale, accidents de la vie
  • Interessant si TMI >= 30% a l'entree et TMI plus faible a la retraite

Ce Que Ce Skill Ne Fait PAS

  • Ne constitue pas un conseil en investissement
  • Ne recommande pas de produits financiers specifiques
  • Ne gere pas la fiscalite des non-residents
  • Ne couvre pas l'IS (entreprises)
  • Ne remplace pas un CGP ou expert-comptable

Source & license

This open-source skill is cataloged on AgentStack and links to its original source — we do not rehost the code.

Install and usage instructions live in the source repository linked above.

Reviews

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Versions

  • v0.1.0 Imported from the upstream source.