Financial Modeling
Build 3-statement financial models with scenario and sensitivity tables for Indonesian SME planning, staying deterministic and auditable.
Install
$ agentstack add skill-adamriofc-indonesian-business-agent-skills-financial-modeling ✓ scanned · ✓ verified, works with Claude Code, Cursor, and more.
Security review
✓ PassedNo issues found. Passed automated security review. · v0.1.0 How review works →
- ✓ Prompt-injection patterns
- ✓ Secret / credential exfiltration
- ✓ Dangerous shell & filesystem operations
- ✓ Untrusted network calls
- ✓ Known-malicious package signatures
What it can access
- ✓ Network access No
- ✓ Filesystem access No
- ✓ Shell / process execution No
- ✓ Environment & secrets No
- ✓ Dynamic code execution No
From automated source analysis of v0.1.0. “Used” means the capability is present in the source — more access means more to trust, not that it’s unsafe.
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Passed review? Show it. Paste this badge into your README, it links to the public security report.
Links to your public security report.[](https://agentstack.voostack.com/security/report/skill-adamriofc-indonesian-business-agent-skills-financial-modeling) Reliability & compatibility
Declared compatibility
Compatibility is declared by the source manifest. End-to-end runtime verification is coming, see below.
We're building live execution health for every listing: tool-call success rate, median latency, uptime, and last-checked timestamps, measured, not self-reported. It isn't live yet, so we don't show numbers we can't stand behind.
How agent discovery & health will work →About
Financial Modeling
Connects sales → Income Statement → Balance Sheet → Cash Flow in one consistent, auditable model.
3-Statement Linkage
- Driver: sales (volume × price) → all other line items follow.
- Income Statement → net income → equity.
- Balance Sheet: assets (cash, receivables % of sales, inventory % of COGS, fixed assets + capex − depreciation) = liabilities + equity — always balanced.
- Cash Flow: net income + non-cash items ± changes in working capital − capex − debt payments.
Modeling Rules
- Each assumption input lives in a single cell and is referenced (not hard-coded in multiple places).
- All scenarios use the same drivers — only the assumption values change.
- Sensitivity table: 3 scenarios (pessimistic/base/optimistic) × 2 drivers (volume, price) — deterministic, no Monte Carlo.
- The model is checked: total assets = liabilities + equity in every period (balance check required).
Scope & Safety
- Use for: business plans, credit applications, testing the impact of assumptions.
- Do not use for: official financial reporting, acquisition valuation, or claims of prediction accuracy — a model is a thinking tool, not an oracle.
- All projections are labeled with assumptions + date; do not mix actual figures without labels.
- The accounting & tax standards used (SAK EMKM, PPh) must be stated and verified.
Worked Example
Input: sales 1 billion/month, margin 30%, receivables 30 days, inventory 45 days, capex 50 million, depreciation 10 million/month, pessimistic scenario = sales −10%. Output: pessimistic → sales 900 million, net income down ~30 million, operating cash flow down; balance check still shows zero difference on the Balance Sheet; sensitivity: | sales −10% | base | +10% | → | operating cash flow: X | Y | Z | — present a table for decision-making.
Source & license
This open-source skill is cataloged on AgentStack and links to its original source — we do not rehost the code.
- Author: adamriofc
- Source: adamriofc/indonesian-business-agent-skills
- License: MIT
Install and usage instructions live in the source repository linked above.
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Versions
- v0.1.0 Imported from the upstream source.