Financial Ratio Analysis
Compute and interpret 14 liquidity, solvency, profitability, and efficiency ratios for Indonesian SMEs using the deterministic financial-ratios engine.
Spt Tahunan Guide
Step-by-step guidance for filing individual annual tax returns (SPT Tahunan Wajib Pajak Orang Pribadi) on DJP Online.
Customer Segmentation
Segments customer markets using firmographic, demographic, behavioral, needs-based, and willingness-to-pay criteria to target high-value customer clusters.
Kol Brief Contract
Draft KOL/Influencer campaign briefs, Scope of Work (SOW), competitor exclusivity clauses, and content usage rights.
Deskripsi Produk Seo
Generate high-converting and SEO-friendly product descriptions optimized for Shopee, Tokopedia, and TikTok Shop.
Business Scenario
Maps a business profile across the 8 Stages of the Indonesian Business Lifecycle (Incorporation, Onboarding, Payroll, Contracts, Taxation, E-Commerce, Reporting, Exit) to produce an integrated compliance, tax, legal, and operational roadmap.
Haki Trademark Check
Audit trademark availability, DJKI Nice Classifications (Kelas Merek 1-45), and rejection risks under UU No. 20/2016.
Struktur Skala Upah
Build statutory Wage Structure and Scale (Struktur dan Skala Upah) compliant with Permenaker No. 1/2017.
Cost Accounting
Compute cost of goods sold, absorption vs variable costing, and simple product costing for Indonesian SME operations.
Somasi Draft Id
Draft formal legal warning letters (Surat Somasi 1, 2, 3) for breach of contract, unpaid invoices, or NDA violations under KUHPerdata.
Decision Engine
Evaluates corporate financial and operational metrics (cash runway, gross margin, DER ratio, PPh 21 tax burden, severance liability) to generate deterministic, prioritized business decision recommendations and driver classifications.
Bpjs Calculator
Calculate monthly employer and employee contributions for BPJS Ketenagakerjaan and BPJS Kesehatan.
Pdp Compliance
Assess corporate business processes against Indonesian UU No. 27/2022 on Personal Data Protection (UU PDP) across all 6 Lawful Bases.
Working Capital
Calculate net working capital, working capital ratio, cash conversion cycle, and funding requirements with the deterministic working-capital engine.
Pkwt Pkwtt Checker
Audit contract employment limits (PKWT max 5 years) and calculate mandatory PKWT Compensation Payout under PP No. 35/2021.
Budgeting Forecasting
Build top-down or bottom-up budgets, variance analysis, and rolling forecasts for Indonesian SME planning cycles.
Thr Calculator
Calculate statutory Indonesian religious holiday allowance (Tunjangan Hari Raya - THR) per Permenaker No. 6/2016.
Spk Generator
Generate legally binding Indonesian Service Agreements (SPK) or partnership contracts compliant with Article 1320 and 1338 of KUHPerdata.
Oss Kbli Navigator
Map business activities to 5-digit KBLI 2020 codes, assess Risk-Based Licensing levels (OSS-RBA), and verify PB-UMKU requirements.
Vc Term Sheet Waterfall
Calculate Indonesian venture capital startup exit liquidation preference waterfalls across share classes (Seniority, Pari Passu, Participating with Caps, Non-Participating).
Break Even Analysis
Compute break-even units, break-even revenue, contribution margin, and margin of safety with the deterministic break-even engine.
Unit Economics
Model customer-level economics — LTV, CAC, contribution margin per unit, and the LTV:CAC heuristic — for Indonesian digital and D2C businesses.
Accounting Basics
Apply double-entry bookkeeping fundamentals, journal entries, and accrual vs cash basis rules for Indonesian SME bookkeeping.
Gmb Local Seo
Optimize Google Business Profile (GMB) listings, local search keywords, and customer review response strategies.
Financial Statements
Structure Indonesian financial statements (income statement, balance sheet, cash flow) per PSAK 1 presentation principles with accrual linkage.
Compliance Risk
Multi-Domain Compliance Health Audit (Tax, HR, Legal, Data/PDP, Commerce). Evaluates operational practices against Indonesian statutory mandates to output a Compliance Health Score (0-100), domain health flags, detected violations, and a prioritized remediation roadmap.
Business Feasibility
Structure Indonesian SME feasibility assessments across market, technical, financial, legal, and risk aspects with consistent financial figures.
Capital Budgeting
Evaluate Indonesian SME investment projects with NPV, IRR, and payback using the deterministic npv and irr engines against a simple WACC.
Buyer Negotiator
Strategy and communication templates for negotiating wholesale (grosir) and distribution terms with local Indonesian B2B buyers.
Klaim Logistik Retur
SOP guidelines and claim submission templates for lost or damaged courier packages (J&T, JNE, SiCepat, Shopee Xpress).
Cash Flow Analysis
Analyze operating, investing, and financing cash flows, free cash flow, and cash runway for Indonesian businesses.
Jobs To Be Done
Evaluates customer underlying functional, emotional, and social Jobs-To-Be-Done (JTBD) to isolate product hiring criteria and value drivers.
Phk Calculator
Calculate statutory employee severance packages (Pesangon) under Government Regulation PP No. 35/2021 using hybrid execution.
Analisis Kompetitor Marketplace
Analyze competitor listings, customer review complaints, and pricing to find market gaps and optimization opportunities.
Nda Indonesia
Draft non-disclosure agreements (NDAs) tailored for Indonesian corporate transactions and partner sharing.
Sop Perusahaan
Generate operational Standard Operating Procedures (SOPs) for local Indonesian workplace operations, shift plans, and leaves.
Margin Pricing Calculator
Calculate net seller payout and profit margins after marketplace admin fees (Shopee Star/Mall, Tokopedia Power Merchant, TikTok Shop), extra shipping fees, and ad budgets.
Pkwtt Checker
Audit PKWTT permanent employment contracts, probation limits (max 3 months), auto-conversion triggers, minimum wage compliance, and statutory severance rights under PP 35/2021 & UU 6/2023.
Bpjs Tenagakerja Admin
Guide for HR administrators managing the BPJS Ketenagakerjaan corporate portal (SIPP).
Lokalisasi Slang Indonesia
Translate or adapt standard English marketing copy into natural Indonesian business casual or colloquial slang.
Interview Id
Create structured candidate assessment scorecards and competency interviews tailored for Indonesian workplaces.
Go To Market
Formulates structured Go-To-Market (GTM) strategies defining target segment, value proposition, channel distribution, launch motion, and acquisition KPIs.
Surat Peringatan
Generate legally compliant warning letters (Surat Peringatan 1, 2, 3) and termination (PHK) notices based on Indonesian Labor Law.
Contract Reviewer
Audit commercial and vendor agreements to identify hidden risks, asymmetrical clauses, and compliance issues under Indonesian law, outputting a Contract Risk Score (0-100).
Instagram Reels Carousel
Draft high-engagement Instagram Reels visual hooks and multi-slide Carousel scripts tailored for Indonesian D2C and service brands.
Linkedin X Thread Id
Write engaging professional business narratives (storytelling) tailored for Indonesian LinkedIn and X (Twitter) audiences.
Cs Komplain Handler
Draft empathetic, professional, and brand-aligned customer support responses for negative reviews and order issues.
Legal Memo Id
Format disputes or commercial conflicts into structured legal opinions (Memorandum Hukum) following Indonesian court formats.
Financial Modeling
Build 3-statement financial models with scenario and sensitivity tables for Indonesian SME planning, staying deterministic and auditable.
Phk Advanced Matrix
Evaluate complex Indonesian employment termination (PHK) multi-condition scenarios (retirement crossover, efficiency due to loss vs prevention of loss, merger employee/employer refusal).